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New Boat Loan Choices on the Internet

By Julie Jacobs


Are you looking for a new boat loan to purchase that houseboat you�ve always wanted? Or maybe you would rather have a fishing boat to head out on the lake? A new boat loan can be the answer to your financing needs no matter what kind of boat you are looking for. You can find a great new boat loan quickly and easily on the internet.

Before you begin shopping for a boat, you need to shop for a boat loan lender. The choice of your lender is almost as important as the choice of the boat itself. There are online lenders who specialize in boat financing and that are familiar with all of the particular needs of boat buyers. These sites will have tools to help you to choose the best new boat loan for your lifestyle and budget and you can do it all on your own time in your own home.

But how much can you afford? this is a question that frightens many potential boat owners. You can find a boat loan calculator on most boat lender�s sites and you can quickly get a monthly payment estimate by entering the loan amount and the length of financing. The interest rate is usually provided.

The next thing that you will need to do is to shop around for the best interest rate for your new boat loan. You can use the boat loan calculator to compare the loan packages on different boat lending sites. In order to be competitive the rates will be similar, but you will find one or two loans that will work the best for you. A lower interest rate can save you a lot of money over time.

Next, you need to fill out a pre-approval application. If you are pre-approved you will know exactly how much you can afford. Pre-approval can take as little as 24 hours if you submit the application online.

Find out how much down payment you will be required to pay, and what the typical length of financing is. You can be out on the water in no time.

About the author

Julie Jacobs writes articles about Boats and RVs, and how to finance them. For more information about a new boat loan visit drvfinancing.com.
Article Source: http://EzineArticles.com/?expert=Julie_Jacobs

More Info On southern cross sailboat

According to the Guiness Book of Motorboating, the history of the inflatable boat goes back as far as 880 BC, when the Assyrian king Ashurnasirpal II ordered troops to cross a river using greased animal skins, which they inflated continuously to keep the vessels afloat. In ancient China, during the Sung and Ming dynasties, inflated, airtight skins were used for crossing rivers.
Buy used hunter sailboats at our store.

A boatyard tends to be used by people who wish to refit or repair their boat whilst it is not on the water. They can also be used in some cases for winter storage if your boat has been on a swinging mooring in the summer. Many boatyards have their own workshops and will carry out repairs on your behalf. Facilities may not be as good as those in a marina, although with a greater provision for residential moorings the standard won't be bad.
Buy a hunter 27 sailboat at our store.

More Boating, Sailing And Marine Information

Water Purification On Boats

Tue, 30 Oct 2007 20:45:45 +0200
I came across this product AQUA SALVEO for water purification. Just wondering has anyone used this product OR any other product to do this job. My boat has been sitting for 4 years now and I suspect the water is maybe older than that. I can't remove the tanks without some major demolition and reconstruction work so is this the best alternative.

Full discussion ....

Another free sailing ebook available for download.

Tue, 4 Oct 2005 20:42:13 +0200
Link] Another FREE ebook has been added to the list of sailing, cruising and general boating ebooks at "Cruising Connections". The "Cruisers' Dictionary" by JeanneP is an extremely useful publication of "tips & hints" for EVERY ocean cruiser as well as all those intending to go off cruising.

Click link for full details.

Sailing crew wanted for English Channel to Gibraltar.

Wed, 23 May 2007 14:19:28 +0200
I am set to go sailing the English Channel to Gibraltar in June and July 2007. If you have an interest and time contact me.

Details ....

sea doo boat | seadoo sportster | sea doo challenger

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Our Latest Boating Article

Beginners Guide To Choosing The Right Boat Trailer

By W Scott

If you intend to move your boat around with you then you should make sure that you have the right boat trailer, one that suits both your needs and your boat - not all trailers are the same. In simple terms a boat trailer is a frame with wheels that is designed to transport your boat across land behind a vehicle. The trailer is joined to a car by means of a locking device that is fixed at the end of the towbar. Before towing a boat the winch and locking couplet should both be locked in order for the boat to be secure.

Different Types of Boat Trailers

It is always a good idea to find out a little about the different types of boat trailers and then to undertake some research on the one that you think will best suit your needs. Just like boats, trailers come in many different shapes and sizes, from the height of luxury and all the fittings to a very simplistic model. There are two main types of boat trailers and these are bunk and roller trailers. Power boats have custom trailers and have to be bought when you buy the boat. If you have a sailboat then that will require a special trailer because it has a deep keel and a high winch stand.

You should have at least some idea of what works and what doesn't work for your boat, along with how much money you want to spend before you actually go out and buy. One of the first things that you should consider when you are choosing your trailer is the size of your boat. This is very important when you are buying a trailer, the right trailer should fit securely and snugly against your boat and you should always read the manufacturer's label on weight and size before you buy a boat trailer.

Getting the right boat trailer will also involve making sure that it has adequate features, there should be break and turn lights, which are required by law and a locking feature to attach it securely to your boat. The lights and axle need to be water tight as they will be submerged when the boat is launched. Some trailers will have a frame-mounted spare tire.

Manual vs. Mechanical

There are manual boat trailers where you have to do everything yourself and then there are those with a feature for making loading and unloading much easier. A small trailer will have a guide hoist to get the boat on the trailer while the larger models will have a one or two speed mechanical winch. The reason many people settle for adjustable trailers is because they make hauling so much easier. Some trailers will have electronic brakes which work in racing bike with the vehicle's brakes. It is always a good idea to decide just exactly how much you want to spend on a boat trailer before you go out to get it, as a trailer can be a very expensive item.

About the author

William Scott contributes practical advice for boating enthusiasts to http://BoatingArticleSite.com, a site dedicated to helping people learn more about finding boat trailer parts
Article Source: http://EzineArticles.com/?expert=W_Scott

Learn More About snark sailboats

Ketches are similar to a sloop, but there is a second shorter mast to the stern of the mainmast, but forward of the rudder post. The second mast is called the mizzen mast and the sail is called the mizzen sail. A ketch can also be cutter-rigged with two headsails.
Buy power yachts at our store.

Speedboats or powerboats are normally streamlined boats with very powerful engines in them. They range in size from the small Zapcats which were originally designed from surf rescue crafts in South Africa, and although they are only powered by a 50 horsepower engine they can go very fast reaching speeds of 50mph, as they are very light. They are relatively inexpensive and because they are inflatable they can be set up and packed away easily. Seadoo Sportsters are another attractively priced option at around �20000
Buy a beneteau sailboat at our store.

The Latest Boating, Sailing And Marine News

Buffalo River Yacht Club

8 Feb 2008 07:00:03 +0200
East London's Keelboat Yacht club based on the west bank of the Buffalo River, offers moorings, dinners, showers, braai and Pizza area and a friendly bar to all visitors and members.

Sailing Crew needed - N Z To Fiji May 08

Sat, 3 May 2008 16:27:09 +0200
1/ Boat; 46 foot Alloy swing keel GARCIA Sloop, Rolls Royce of cruising yachts, fully equiped with everything & everything works perfectly; launched 2001

2/ Depart; from Wangerai NZ, you join boat there, we arrive Savu Savu Fiji. you leave the boat there (and so do I) I need one other person only, so total on board will be 2. I will need help with putting all the sails and gear back into order on the boat and taking them off at the other end as the boat is laid up on the ground now and will be left the same way in Fiji. this takes about 2 casual days.

3/ Crew; is responsible for travel expenses to and from port of arrival and port of departure

4/ Trip duration; 7 to 9 days, departure date betwean may 7 and 12 weather permitting

Full details: ...

Sailing Crew Wanted - Panama and into the Pacific

Sat, 23 Jun 2007 18:01:30 +0200
We are currently in Colon awaiting transit through the Panama Canal and we need at least one person with sailing crew experience to crew from Panama to the Pacific. We are going onto Australia but there is no need to go all the way.

Details .....

British boats dominating Round Britain Race

MBY assesses the head of the fleet.

What if you come upon a boatload of refugees while cruising?

Sun, 15 Jul 2007 15:53:52 +0200
So, you're sailing along happily on your 40' yacht (just you and your wife), some 200 miles from the nearest landfall and you see a boat ahead. As you get closer you notice that the vessel is lying very low in the water and the people aboard are waving their arms frantically. As you approach you see that the vessel is very close to sinking and there are about 20 men aboard - obviously a boatload of refugees. It appears that the boat is going down fast.

Full discussion ....