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Boat Insurance - Find the Best Low Rate Policy - Find Great Coverage

By Bryan Burbank

If you own a boat it may be one of the largest purchases you have ever made, therefore it should be adequately protected. If you own a boat and have an accident then you will be responsible to pay for your own repairs as well as any damage you may do to any other boat. This is the reason you need to have boat insurance. Boat insurance operates in a very similar manner to any vehicle insurance you may have.

The fear of having your boat vandalized or stolen is very prevalent in todays society. If you do not have the proper insurance coverage that can cause you a lot of unnecessary grief and this is the reason to have a good policy with adequate coverage. Insurance for your boat may not be cheap, but if you own a boat you must factor the cost of insurance into your monthly boat expense.

To find good insurance I recommend that you work with an agent that you trust and that is also familiar in writing coverage for a boat. If you do not have an agent you can look on the Internet but be careful and don't choose the first coverage that you find. Get multiple quotations on rates and check very carefully the deductions and exclusions. Remember that the cheapest policy you find is not always going to be your best choice because you want the right coverage.

Do keep in mind when signing up for insurance to be honest about the condition of your boat and its value because if you lie about these facts the insurance company upon inspection will realize that your boat is not worth as much as you said and they may not want to insure you or if they do you may get overcharged.

Owning a boat can be a lot of fun so just make sure that you have adequate coverage to protect yourself against any unforeseen disaster with your boat.

About the author

Learn how to find: Discount Boat Insurance
Get some Advice about: Types of Insurance
Bryan Burbank is an expert in the field of Discount Insurance.
Article Source: http://EzineArticles.com/?expert=Bryan_Burbank

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A sailboat or sailing boat is a boat propelled partly or entirely by sails. The term covers a variety of boats, larger than small vessels such as sailboards and smaller than sailing ships, but distinctions in size are not strictly defined and what constitutes a sailing ship, sailboat, or a smaller vessel (such as a sailboard) varies by region and culture.
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More Boating, Sailing And Marine Information

Hatteras Collection names new senior VP of sales and marketing

Sun, 16 Nov 2008 20:07:10 GMT

" The Hatteras Collection has named Paul Cherney senior vice president, sales and marketing, it reported in a statement this morning.

Sailing Crew Wanted For Miami - Panama - Seattle Sail Passage

Mon, 14 May 2007 20:29:08 +0200
Sailing crew urgently needed for MIAMI - PANAMA CANAL - SEATTLE passage - ONLY A FEW DAYS LEFT before leaving Miami - no experience necessary, will train - working passage, no pay - room & board provided.

Details ....

Jacobs to offer financing

Wed, 03 Dec 2008 17:22:53 GMT

The boat market was dealt a double-whammy this year when high gas prices met the credit crunch.

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The Boating Scene Review

Featured Boating Article

Boat Storage - What Kind of Options Do You Have?

By Brent Bonnett


For boat storage, you will find that there are plenty of options that are available to you. You will also find that there are countless choices in storage facilities; even a good variety of choices will be available to you locally. But what type of storage should you have? What should it cost you to store your boat? What if you wanted to store your boat on your property, what should you know about that? While there are many things to think about when it comes to boat storage, the ultimate goal you should have is taking care of the quality and construction of your boat no matter where you place it. You can accomplish this by paying a bit more attention to the storage location, design and the function.

Where should you store your boat?

You will find that there are many places where you will be able to store your boat. Boat storage will be available at many marinas, docks and warehouses that are located near the water. For those boat owners who have smaller sized boats, that�s not an option because they want to bring their boat home with them. If this is the case than you will either need to store your boat on your property or store it in a facility nearby. This process can be a bit challenging unless you are willing to take the time to find the right solution for your particular needs, which is likely out there!

Your next consideration should be of the quality of the boat storage.

You are going to need a location that can provide many things. Your boat should be out of the water, if possible, to keep it at least somewhat clean during storage. You should make sure that there are no damages to the roof of the building that it is stored at, especially when it is important to keep the boat indoors and out of the elements. You will also want to provide a good level of security for your boat. Your boat storage should be able to keep those that don�t belong near your boat away from it, which should help keep problems like theft and vandalism to a minimum.

For many people, cost is also an important factor in boat storage.

You will need to consider what it will cost you to store your boat in these various environments and locations. If the price is too high at a marina or dry dock, you can often find affordable storage that may not be specific to a boat, such as a storage facility, that will accept your boat in it. By going to a storage facility it will often lower your costs. Comparing your options is important when considering where to store your boat.

You will need to take the necessary time it takes to carefully consider your boat storage needs and what type of facility will meet those needs. With so many locations and options out there to think about, take a few minutes to compare them so you are able to find the best choices for you, your boat, and your budget.

About the author

If you are interested in finding a boat storage facility, Brent has a site at Boat Storage. There you will find useful articles, news, links and other resources on all your questions about boat storage. While there, don't forget to get your FREE GUIDE, 'Tips, Tricks, and Resources for Financing the Boat of your Dreams!' Go there now, Boat Storage.
Article Source: http://EzineArticles.com/?expert=Brent_Bonnett

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Before 1990, personal watercraft emissions were unregulated in the United States. Many were powered by two-stroke cycle engines, which are smaller and lighter than four-stroke cycle engines but much more polluting. Simple two-stroke engines are lubricated on a "total loss" method, mixing lubricating oil with their fuel; they are estimated to exhaust in excess of 25% of their fuel and oil unburned in addition to the products of incomplete and complete combustion.
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The use of a jet ski or any other personal watercraft is often limited by state or local laws. There may be helmet, age and flotation device regulations as well, so jet ski owners should always check before putting their PWCs in unfamiliar waters. Speedboats and other large recreational watercraft often cannot avoid collisions with smaller jet skis. Irresponsible actions on a jet ski can also lead to dangerous encounters with swimmers and traditional water skiiers. There is also a temptation for some jet ski drivers to deliberately drive through the wake of larger boats.
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According to the Guiness Book of Motorboating, the history of the inflatable boat goes back as far as 880 BC, when the Assyrian king Ashurnasirpal II ordered troops to cross a river using greased animal skins, which they inflated continuously to keep the vessels afloat. In ancient China, during the Sung and Ming dynasties, inflated, airtight skins were used for crossing rivers.
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Boating, Sailing And Marine News

Sailing crew wanted for Florida Keys to Bahamas on Sept 1, 2007.

Thu, 2 Aug 2007 18:12:14 +0200
Professional captain seeks moderately experienced sailing crew for fast 300 mile passage from Key Largo to Abaco, Bahamas. Must be able to stand watch, assist in galley, and handle personal expenses.

Details ....

Yacht Moquini search by French Navy

Sat, 8 Oct 2005 11:09:17 +0200
Link] A French naval vessel en-route Reunion, to Cape Town conducted an extensive search of the area where sailing yacht MOQUINI was last reported.......

Click link for details.

Sailing Crew Needed, Brisbane - Chile, Sail Sept/Oct 2007

Sun, 29 Apr 2007 15:52:58 +0200
I need to sail a newly purchased 50' sailboat from Brisbane to Chile in Sept/Oct/Nov 2007 time. My experience is limited and some time ago, so am looking for an experienced offshore sailor who can essentially Captain the boat.

Details ....

BT Takes the Lead! Race Is On To get South of St Helena First

BT took the lead of the 2008 Vendée Globe passing Loick Peyron (Gitana Eighty) late morning: "We are really close to Gitana with Loick - I see him this morning and I think we pass him but we have to wait for the next position report," reported Seb. As the ...


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